Farmers dying due to loans they haven’t taken


Farmers are the integral part of our economy. They are responsible for the food we put on our table three times a day. Not only food, they provide resources for us to put clothes on our backs. Without farmers we’d be hungry, naked and cold. The government officials try to minimize the level of discrimination in the cities but the lives of our farmers are deteriorating constantly. Do we ever contemplate over this grave issue? NO.  Every day in news we come across reports stating the injustice faced by them whether in terms of minimum support prices or minimum wages. Unfortunately, their struggle doesn’t end at this. I read an article in The Times of India, dated 4th September 2018, where a series of bank frauds committed by a gang came to light in Tamil Nadu. A gang obtained signatures from about 170 farmers and daily agricultural workers saying they would get them ‘pension’ from the government. It was only after the families started receiving demand notices from the banks (for loans of up to Rs 45 lakh) did they realize that they were made to sign on bank loan papers and not pension papers. In two districts alone, the gang made away with Rs 60 crore for whom now the farmers have to pay the price.


Satark’s agenda is to safeguard the common citizens from many frauds like this. Being a consumer we need to be aware all the time.  In this case, the farmers were lured by the gang on the pretext of providing government pensions. Using their signs on documents, loans were credited into their accounts from where the money was siphoned off. While the accused are now in jail, at least 15 farmers have died under suspicious circumstances. Who is responsible for the deaths of the farmers? Partly government and partly their own lack of awareness. If they had been more ‘satark’ in life as not to sign on papers of agencies which are not affiliated by the government or had not wired their personal information to strangers, the nation would not have lost 15 of its farmers.

In an increasingly electronic world, it has become imperative that we are aware of the scams and threats to our confidential information and take steps to prevent identity theft from occurring. Helping customers educate themselves on ways to protect their information is a top priority of Satark. We have to be aware of any government imposter frauds which start with a phone call, a letter, an email, supposedly from a government agency, requiring personal financial information, such as Social Security or bank account numbers. Remember that if you provide personal information it can be used to commit fraud. Also, government agencies will never ask you for your personal information without your consent and if you ever receive messages like this, immediately report them.


Submitted by
Komal Joshi
English honors, 3rd year


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